Dwain Northey (Gen X)

This is the problem we are having is that normal people math and rich people math are different.

Poor or normal math… you have $100,000 in your retirement account and the market crashes and you lose 50%… yes you list 1/2 of your retirement. The market rebounds 50% … yeah I got my money back , no you didn’t you got 50% of the $50k you have left after the first crash and that 50% is only $25k… get it you lost no matter how you look at it.

Rich math spent $50k right after the market took 50% out of your account and then it bounced back from the fall… rich maths $50k is now worth $75k.

Your math with the sane market turned your $100k into $75k.

Dwain Northey (Gen X)

Autism spectrum disorder, or simply autism, is a neurodevelopmental disorder characterized by repetitive, restricted, and inflexible patterns of behavior, interests, and activities, as well as difficulties in social interaction and social communication.

As of yet these is no know cause for Autism, there is a cry that there are more people with autism today than ever before and if your of my generation there is a good reason for that. There are more tests for autism now than there were 40 years ago. We know now it’s spectrum, that kid that you thought was slow in school most likely was on the spectrum but no one knew or tested for it.

No kids when I was in school had ADHD because it’s wasn’t a diagnosed problem, they were just hyperactive kids that were easily distracted. So since the problem is more recognized and tested for there is more of it, crazy how that works.

In the early days of COVID-19, Donald didn’t want there to be testing because if no one tested for it then there were no cases which makes absolutely no sense. In the same vein if you stop doing pregnancy tests, then there would be no pregnancies I guess.

Back to autism, RFK Junior has decided as his position as secretary of HHS that he’s gonna go back on his crusade to blame vaccines for autism. Seemingly unaware that because we have more test for autism, and there are different spectrums of autism that that is the primary reason that there are more cases of autism. Granted there may be some environmental things that are causing these disorders, like increased, focusing of microwaves and things like that which no one has tested for, but there has been no proof in the 30 years of research that vaccines have caused autism in anyway.

We need to do more to help those that do have autism integrate into society rather than chasing our tails trying to link autism to the medical community of today, pretending that it did not exist in the past.

Today’s modern calendar comes with a lot of quirks, not least of which are the names of the last four months. Although September, October, November, and December seemingly begin with numeral prefixes, the numbers don’t match their place in the calendar. October, for example, is not the eighth month of the year, but the 10th. So what’s going on here? Well, blame the Romans. 

Ancient Rome’s original calendar, which according to myth was created by the city’s legendary founder Romulus in the eighth century BCE, contained only 10 months. The year lasted 304 days, beginning in March (named for the Roman god Mars) and ending in December, the 10th month (marking the annual harvest). But because this calendar woefully underestimated the true length of a year, it was replaced with a new calendar by the Roman king Numa Pompilius around 713 BCE. The new calendar put the year at 355 days long, divided into 12 months, based on the cycles of the moon. It added the month of January to the start of the year and tacked on February at the end, though the latter eventually moved to its current position between January and March. This change threw the numerically named months (which at that point also included Quintilis and Sextilis) out of whack. Strangely, no one seemed to mind, and this quirk of the calendar has been with us ever since.

Dwain Northey (Gen X)

The season kicks off on June 1st and runs through the end of November. A report released by the Colorado State University shows a more active than average 2025 Atlantic hurricane season with 17 named storms, nine hurricanes, and four major hurricanes (category 3 or higher).

But with the current administration defunding NOAA those in the prime target zones may have no warning.

Dwain Northey (Gen X)

We are in a national game of 3 Card Monty , ignore what’s really happening and look at the shiny object. In the past few days the stock markets have crashed but the questions for dear leader on Air Force One were about his golf game. No one asked why he wasn’t at Andrew’s Air Base receiving the 4 dead solders from Lebanon, the one that asked about the markets was reprimanded for asking a stupid question saying Americans need to take their medicine.

Faux News never mentioned the markets this weekend they spent their time crying about Transgender athletes… OMG the absolute most egregious offense thing happening today… the possibility 50-100 individuals in the country that aren’t hurting anyone other than those who feel that their morals have been violated.

I honestly could not care less about Donald’s golf game of if there is a transgender bowler in Michigan. I do care that our economy is crashing , I do care the Trump wants to build $200 billion deportation camps, I do care the dear leader is planning a state parade to drive tanks and military equipment down Pennsylvania Ave for his birthday in June… this are the terrible things I think we need to be concerned about.

Dwain Northey (Gen X)

1000s of protest millions of people stood up this past weekend in peaceful protests of our current government, actually more the person occupying the Oval Office.

The man in charge is solely responsible for the largest drop in the stock market, not just here in the US but globally, but is off playing golf. His only response to the crash is there will some pain but it isn’t anything for him to worry about.

What we saw this weekend is what Democracy looks like… Donny and his minions don’t see it that way they see this as terrorism against the moneyed elite. The media isn’t listening to the millions standing up against this corrupt regime they only have time for Joe six pack wearing a MAGA hat in a diner somewhere in the middle of nowhere that thinks Trump is the second coming.

Stand up , Keep standing up the louder we are the harder we are to ignore .

Although people have sought to effect change through economic and social pressure since at least the 1700s, the concept became more widely known in the latter years of the following century, earning its moniker by way of one of the individuals targeted.

From 1879 to 1882, Ireland’s first Land War pitted rural tenants, reeling from years of economic downturn, against the rental policies of wealthy and often-absentee English landlords. Caught in the crossfire was former English army officer “Captain” Charles Boycott, whose position as a land agent for one such landlord in County Mayo came with the responsibility of evicting delinquent tenants. Organized locals made life miserable for Boycott by behaving coldly toward him in public, refusing to provide him with goods and services, and harassing his employees into quitting, a process dubbed “boycotting” by parish priest John O’Malley.

After Boycott’s complaints about the situation were published in London’s The Times in October 1880, around 50 volunteers from Ireland’s northern border journeyed to County Mayo to help the short-staffed officer harvest his farm crops. However, these charitable souls required the protection of a Royal Irish Constabulary regiment, whose members proceeded to trample the grounds and poach the livestock during their two-week stay at Boycott’s property. Although the volunteer mission was successful (albeit at an estimated cost of £10,000 to harvest £350 worth of crops), Boycott’s abandonment of his farm in late November marked a victory for the tenants and the effective method of persuasion that rapidly earned recognition under its new name.

Trump’s VA is ending a rescue program that’s saved 17,000 military veterans’ homes

APRIL 3, 202511:08 PM ET

By 

Chris Arnold

, 

Quil Lawrence

The U.S. Department of Veterans Affairs said Thursday that it will end a mortgage-rescue program designed to help veterans who have fallen behind on their mortgages keep their homes.

But the scant details offered so far by the VA make it unclear whether the program will be replaced by a different rescue program — or whether the move will strand thousands of other vets, many of whom are in financial peril because of the VA’s own mistakes.

Tens of thousands of veterans were left facing foreclosure after the VA abruptly cancelled a key part of a pandemic-era mortgage relief program that allowed vets to skip mortgage payments if they had trouble paying. When NPR first uncovered the VA’s move in late 2023, there were about 40,000 vets in danger of losing their homes.

The VA responded by halting foreclosures for a full year while it rolled out a rescue plan. That rescue plan, called VASP, has now put 17,109 veterans and their families into new, low-interest-rate, affordable mortgages, according to the VA.

In a statement to NPR Thursday, the VA said it was ending the VASP program. “Beginning May 1, 2025, VA’s Veterans Affairs Servicing Purchase Program [VASP]… will stop accepting new enrollees,” it said. “This change is necessary because VA is not set up or intended to be a mortgage loan restructuring service.”

Republican critics in Congress don’t like that VASP buys the rescued loans from the mortgage industry, and then holds the loans on the VA’s own books. They say that puts too much taxpayer money at risk. 

“The Trump administration rightfully put an end to VA’s VASP program,” said a joint press release Thursday from U.S. Rep. Mike Bost, an Illinois Republican and chairman of the House Committee on Veterans’ Affairs, and U.S. Rep. Derrick Van Orden, a Wisconsin Republican. 

Veterans groups, housing advocates, and mortgage company executives all say they believe that ending VASP without replacing it with another affordable option for veterans who have fallen behind on their loan payments could result in unnecessary foreclosures.

At a recent hearing before the House Committee on Veterans Affairs, a representative of a trade group that works to advance the interests of real estate lenders said that would be a disaster.

 ”Without VASP, VA would have foreclosed on tens of thousands of borrowers,” said Elizabeth Balce, representing the Mortgage Bankers Association. 

Balce said scuttling the VASP program, especially before VA stands up an alternative, would have one clear result.

“Foreclosure. Period,” she said, “That’s really where it’s gonna come to. The short answer is foreclosure.”

For thousands of veterans, it’s not their fault that they’re in this predicament. The vets had reached out to their mortgage companies during a time of financial hardship and were told that by taking advantage of the VA’s mortgage forbearance program they could skip some mortgage payments and have an affordable way to get current on their mortgages again. 

After mortgage rates spiked from around 3 percent to 7 percent in 2022, however, the only affordable way for these vets to do that was through what’s called a “partial claim” that allowed the vets to move the missed payments to the back of their loan term, and then just resume paying their mortgage. But in October of 2022, the VA suddenly pulled the plug on that partial claim program, stranding tens of thousands of vets with no affordable way to get current and start paying their loans again. 

The Republican critics of VASP have been pressuring the VA to restore the partial claim program because they prefer that option to VASP.

“This action underscores House Republicans’ intent to establish a partial claims program at VA to ensure veterans’ can stay in their homes if they’re in financial hardship,” Van Orden and Bost said in their statement.

But during the Biden administration, VA maintained that it lacked the authority to do that without an act of Congress, and it is unclear if or when Congress would pass legislation that Van Orden has introduced to that end. 

VA officials did not say Thursday whether the agency now plans to stand up a partial claim or some other option for veterans to replace VASP, or whether agency officials are worried that this move to end the program will result in thousands of veterans losing their homes.

At the hearing last month, nonprofit consumer protection groups submitted a letter to the House Veterans Affairscommittee warning of unnecessary foreclosures if VASP were to be scrapped, but also supporting a new partial claim program at VA.

Housing, industry, and veterans groups all say that if the VA ends its VASP program without first replacing it with another affordable option such as a partial claim, that will leave veterans with far worse options than most other American homeowners.

Loans backed by Fannie Mae, Freddie Mac, and FHA all have low-interest rate loan modification or partial claim programs for homeowners, but VA will not once VASP ends. That’s despite the fact that for generations VA home loans have been a path to the middle class for those who serve in the military.

Dwain Northey (Gen X)

The tariff situation is reminiscent to an international hostage crisis expect Donny has no reasonable demands. Those that don’t understand that our consumer based economy is dependent on foreign made goods and in order for those products to be available retailers in the UNITED STATES will have to buy those products. So let me put this simply, the retailer pays the tariff not the country exporting the goods and that retailers, i.e. Walmart, Target, most grocery chains, automakers, will in turn pass that increase on to consumers, you… you are eventually paying that tariff .

We do not have the manufacturing capability to produce a lot of the goods we consume.

Trump is pissing in the wind and we are the ones getting pissed on.